The offer has two parts that add up to $100:

The $70 cash back is from Bold.org, and it’s deposited straight into your SoFi® Checking & Savings account once you connect it. If you qualify, you get this part.

The $30 cash bonus is from SoFi®, and it has one extra requirement: you need to open your SoFi® account with a .edu email address. If you use a personal email instead, you’ll still get the $70 from Bold.org — you just won’t qualify for SoFi’s $30.

This is a sponsored partner offer in no way does it affect your scholarship applications, your Bold Points, or anything else on your Bold.org account.

From the Bold Dashboard, click the “Get up to $100” button. You’ll find it right after you finish signing up, on your student dashboard.

Note: Be sure to start from the button in your dashboard. If you go to SoFi’s® website on your own and open an account there, we can’t connect it to you, and you won’t get the $70. Make sure your browser has cookies enabled before you click.

Most people finish the application in a few minutes. You’ll need to be 18 or older, and it has to be a new SoFi® Checking & Savings account — if you’re already a SoFi® banking customer, you’re not eligible. SoFi® will ask you to verify your identity along the way.

Want the extra $30 from SoFi®? Use your .edu email address when you create the account.

This is the step that actually unlocks both rewards, so don't forget to complete that $10 deposit.

Your $10 deposit has to arrive one of these two ways:

Peer-to-peer (P2P) transfers don’t count. If you send yourself money from Venmo, PayPal, Apple Cash, or Square Cash, it’ll show up in your SoFi® account, but it won’t qualify you for the offer. This is the most common way people miss out, so it’s worth double-checking how you’re sending the money.

Already funded your account with a P2P transfer? You can still qualify — just make another deposit the right way, as long as you’re still inside your 5-day window.

Your $30 from SoFi® is deposited into your SoFi® Checking & Savings account automatically, within 14 days of your qualifying deposit. You don’t need to do anything to claim it.

Your $70 from Bold.org works differently — you need to claim it. Once your deposit posts, we’ll email you from contact@bold.org to let you know it’s ready. Come back to Bold.org, connect the SoFi® Checking & Savings account you funded, and the money lands in 1–3 business days.

You have 30 days from the day your deposit posts to claim it. After that it’s gone, and we can’t reinstate it.

Your $70 doesn’t arrive on its own. Once your deposit posts, you need to come back to Bold.org and link the new SoFi® Checking & Savings account you opened — and you have 30 days from the day your deposit posts to do it.

It takes about a minute. No other bank account is eligible to receive this reward — it has to be the SoFi® account you opened and funded through Bold.org.

We’ll email you again once the money is on its way, and a third time when it lands in your account.

I opened my account but haven’t deposited yet. Am I still eligible?

Yes, as long as you’re within 5 days of opening your account. Log in to SoFi® and make your $10 deposit.

I didn’t use a .edu email. Can I still get something?

Yes. You’ll still get the $70 from Bold.org. The .edu requirement only applies to SoFi’s® $30 welcome offer.

I deposited $10 through Venmo. Does that count?

Unfortunately, no — P2P transfers are excluded. If you’re still inside your 5-day window, make another deposit by ACH or debit-card Instant Transfer and you’ll be all set.

I picked the wrong bank and can’t connect.

Only the SoFi® Checking & Savings account you funded can receive the reward — no other bank, and not a savings account. Start again from the link and choose SoFi®. You get two attempts, so take care on the second one. If you’re locked out, email contact@bold.org and we can reset it for you.

My deposit bounced back.

Occasionally a bank rejects an incoming deposit. If that happens we’ll email you, and your $70 is still yours — email contact@bold.org and include the Reward ID shown in that email — it lets us find your claim straight away.

I never got the email saying my $70 is ready.

Check your spam and promotions folders for “Your $70 reward is ready to claim” from contact@bold.org. You can also go straight to your Bold.org dashboard — the claim link appears there while your claim is open.

I have a question about my SoFi® account itself.

We can help with the $70 from Bold.org, but anything about your SoFi® account — your balance, transfers, the $30 bonus, closing the account — needs to go to SoFi’s® support team. They offer live customer support 7 days a week in the SoFi® app.

If something has gone wrong with your $70 — you can’t connect your account, the deposit didn’t arrive, or you think you’ve missed the window — email Bold.org support at contact@bold.org and we’ll take a look.