What is the promotion?
The offer has two parts that add up to $100:
Reward | Amount | Who provides it | How you get it |
Cash Back | $70 | Bold.org | Gift card, emailed to you |
Welcome offer | $30 | SoFi® | Cash, deposited into your SoFi® account |
The $70 cash back is from Bold.org, and it comes as a gift card. If you qualify, you get this part.
The $30 cash bonus is from SoFi®, and it has one extra requirement: you need to open your SoFi® account with a .edu email address. If you use a personal email instead, you’ll still get the $70 from Bold.org — you just won’t qualify for SoFi’s $30.
This is a sponsored partner offer in no way does it affect your scholarship applications, your Bold Points, or anything else on your Bold.org account.
How do I get started?
Step 1 — Start from Bold.org.
From the Bold Dashboard, click the “Get up to $100” button. You’ll find it right after you finish signing up, on your student dashboard.
Note: Be sure to start from the button in your dashboard. If you go to SoFi’s® website on your own and open an account there, we can’t connect it to you, and you won’t get the $70. Make sure your browser has cookies enabled before you click.
Step 2 — Open your SoFi® Checking & Savings account.
Most people finish the application in a few minutes. You’ll need to be 18 or older, and it has to be a new SoFi® Checking & Savings account — if you’re already a SoFi® banking customer, you’re not eligible. SoFi® will ask you to verify your identity along the way.
Want the extra $30 from SoFi®? Use your .edu email address when you create the account.
Step 3 — Deposit at least $10 within 5 days.
This is the step that actually unlocks both rewards, so don't forget to complete that $10 deposit.
How do I make sure my deposit counts?
Your $10 deposit has to arrive one of these two ways:
An ACH transfer from a linked bank account, or
An “Instant Transfer” from a debit card, if that option is available to you
Peer-to-peer (P2P) transfers don’t count. If you send yourself money from Venmo, PayPal, Apple Cash, or Square Cash, it’ll show up in your SoFi® account, but it won’t qualify you for the offer. This is the most common way people miss out, so it’s worth double-checking how you’re sending the money.
Already funded your account with a P2P transfer? You can still qualify — just make another deposit the right way, as long as you’re still inside your 5-day window.
When will I get my money?
Both rewards go out within 14 days of your qualifying deposit posting.
Your $70 gift card arrives by email from Tremendous, the rewards partner Bold.org uses to send gift cards. It goes to the email address on your Bold.org account — not your SoFi® account, and not your .edu address unless that’s the one you signed up to Bold.org with.
Your $30 from SoFi® is deposited into your SoFi® Checking & Savings account automatically. You don’t need to do anything to claim it.
Your gift card email comes from rewards@reward.tremendous.com. It’s worth adding that address to your contacts now so it doesn’t land in spam later.
What kind of gift card can I get?
Your $70 arrives as a digital gift card through Tremendous. Open the email, and you’ll land on a page where you pick the reward you want from the available options. There are thousands of brands and also the option to select a pre-paid VISA™ or Mastercard™.
Your link stays good for about a year, so there’s no rush to decide. Once you pick,
your gift card is delivered digitally right away.
Am I eligible for the Bold.org + SoFi® promotion?
You’re 18 or older
You’re a new SoFi® Checking & Savings customer
One reward per account
You started from the Bold.org link, with cookies enabled
You deposited $10 or more within 5 days of opening your account
Your deposit was ACH or a debit-card Instant Transfer — not P2P
You used a .edu email (required for SoFi’s® $30, but not for Bold.org’s $70)
Common questions
I opened my account but haven’t deposited yet. Am I still eligible?
Yes, as long as you’re within 5 days of opening your account. Log in to SoFi® and make your $10 deposit.
I didn’t use a .edu email. Can I still get something?
Yes. You’ll still get the $70 gift card from Bold.org. The .edu requirement only applies to SoFi’s® $30 welcome offer.
I deposited $10 through Venmo. Does that count?
Unfortunately, no — P2P transfers are excluded. If you’re still inside your 5-day window, make another deposit by ACH or debit-card Instant Transfer and you’ll be all set.
It’s been more than 14 days and I haven’t gotten my gift card.
Search your inbox for rewards@reward.tremendous.com, and check your spam and promotions folders — gift card emails often land there. Also double-check that the email address on your Bold.org account is one you can still get into. If it’s nowhere to be found, contact Bold.org support and we can resend it.
I have a question about my SoFi® account itself.
We can help with the $70 gift card, but anything about your SoFi® account — your balance, transfers, the $30 bonus, closing the account — needs to go to SoFi’s® support team. They offer live customer support 7 days a week in the SoFi® app.
More help with your gift card
Your $70 gift card is delivered by Tremendous, so their help center is the best place for questions about finding, redeeming, or troubleshooting the card itself:
Still stuck? Contact Bold.org support via email: contact@bold.org
Terms
Terms
(1) $70 gift card (“Cash Back”) provided by Bold.org, not SoFi. Cash Back is only available for new SoFi Checking and Savings customers. Only one per account. Customer must directly apply through the link above and fund the account with a minimum initial deposit of $10 within 5 days of clicking the Bold.org link to qualify. Browser cookies must be enabled. You will receive an email to the email address associated with your Bold.org account from rewards@reward.tremendous.com to coordinate the Cash Back dispersion within 14 days of the qualifying amount deposit posting to the SoFi Checking and Savings account. This promotion begins on July 22, 2025 (the “Promotion Period”). Cash Back rates may vary within this promotion period. During the Promotion Period, the terms set forth herein replace any prior terms for the Cash Back offer.
(2) To qualify for the $30 welcome offer from SoFi, you must open an account with a .edu email and add $10 within 5 days. The deposit must be made via an ACH transfer from a linked bank account, or via “Instant Transfer” from a debit card (if available). P2P transfers (ACH-based P2P or debit card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) are excluded. SoFi will credit members who meet the qualification criteria stated above with a one-time cash bonus of $30, deposited into their SoFi account within 14 days of qualification.
SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. Account opening is subject to approval.
